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            [ALT] => Жители Башкирии занимают под 555% годовых, чтобы распрощаться с кредитами
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Россияне, в том числе жители республики, не имея возможности расплатиться с банками, стали чаще обращаться в микрофинансовые организации, одалживая деньги под сотни процентов годовых на погашение займов.

Как сообщает finanz.ru, по итогам первого полугодия МФО зафиксировали 1,46 миллиона заявок на микрокредиты, целью которых было названо погашение банковских долгов.

По данным объединенного кредитного бюро, количество таких обращений, по сравнению с 2014 годом, взлетело в 12 раз, а сумма – в 6 раз, до 11,8 млрд рублей.

– В микрофинансовые компании, запрещенные в большинстве цивилизованных стран мира, люди идут от безысходности, – констатирует инвестиционный стратег «БКС Премьер» Александр Бахтин. – Как правило, речь идет о тех, кому банки отказывают в перекредитовании, и в основном за счет МФО гасятся займы на 100-200 тысяч рублей.

По данным МФО, средняя стоимость микрокредитов на рынке к концу второго квартала составила 555% годовых, снизившись на 21 % по сравнению с январем-мартом. До этого показатель повышался практически без остановок два года, устанавливая исторические рекорды из квартала в квартал.

Абсолютный рекорд – 576% годовых – был зафиксирован в первом квартале 2018 года.

– Кризис потребительских долгов неизбежен в условиях, когда объемы кредитования растут вдвое быстрее, чем доходы людей, – подчеркивает директор аналитического департамента «Локо-Инвест» Кирилл Тремасов.

По данным Центрального банка, за полгода банки выдали 1,1 триллиона рублей новых займов, увеличив портфель на 20%. При этом рост реальных зарплат составил 7,2%, а реальных доходов – 1,2%


Материал подготовила Алена Корж

[~DETAIL_TEXT] =>

Россияне, в том числе жители республики, не имея возможности расплатиться с банками, стали чаще обращаться в микрофинансовые организации, одалживая деньги под сотни процентов годовых на погашение займов.

Как сообщает finanz.ru, по итогам первого полугодия МФО зафиксировали 1,46 миллиона заявок на микрокредиты, целью которых было названо погашение банковских долгов.

По данным объединенного кредитного бюро, количество таких обращений, по сравнению с 2014 годом, взлетело в 12 раз, а сумма – в 6 раз, до 11,8 млрд рублей.

– В микрофинансовые компании, запрещенные в большинстве цивилизованных стран мира, люди идут от безысходности, – констатирует инвестиционный стратег «БКС Премьер» Александр Бахтин. – Как правило, речь идет о тех, кому банки отказывают в перекредитовании, и в основном за счет МФО гасятся займы на 100-200 тысяч рублей.

По данным МФО, средняя стоимость микрокредитов на рынке к концу второго квартала составила 555% годовых, снизившись на 21 % по сравнению с январем-мартом. До этого показатель повышался практически без остановок два года, устанавливая исторические рекорды из квартала в квартал.

Абсолютный рекорд – 576% годовых – был зафиксирован в первом квартале 2018 года.

– Кризис потребительских долгов неизбежен в условиях, когда объемы кредитования растут вдвое быстрее, чем доходы людей, – подчеркивает директор аналитического департамента «Локо-Инвест» Кирилл Тремасов.

По данным Центрального банка, за полгода банки выдали 1,1 триллиона рублей новых займов, увеличив портфель на 20%. При этом рост реальных зарплат составил 7,2%, а реальных доходов – 1,2%


Материал подготовила Алена Корж

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[FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [MAIN] => Array ( [ID] => 6 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Главная новость главной страницы [ACTIVE] => Y [SORT] => 500 [CODE] => MAIN [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => 55 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [THEME] => Array ( [ID] => 7 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Тема [ACTIVE] => Y [SORT] => 500 [CODE] => THEME [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => 54 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 1 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => A [SHOW_ADD] => Y [MAX_WIDTH] => 250 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => Y ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [LINK_SOURCE] => Array ( [ID] => 8 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Источник [ACTIVE] => Y [SORT] => 500 [CODE] => LINK_SOURCE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => 53 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [FAVORITE] => Array ( [ID] => 51 [TIMESTAMP_X] => 2016-08-18 20:46:42 [IBLOCK_ID] => 2 [NAME] => Избранное [ACTIVE] => Y [SORT] => 500 [CODE] => FAVORITE [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [SOURCE_PHOTO] => Array ( [ID] => 52 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Источник фото [ACTIVE] => Y [SORT] => 500 [CODE] => SOURCE_PHOTO [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [AUTHOR] => Array ( [ID] => 53 [TIMESTAMP_X] => 2020-09-21 14:50:03 [IBLOCK_ID] => 2 [NAME] => Автор материала [ACTIVE] => Y [SORT] => 500 [CODE] => AUTHOR [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 2 [USER_TYPE] => UserID [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => 114 [DESCRIPTION] => [~VALUE] => 114 [~DESCRIPTION] => ) [LATEST_NEWS_AUTHOR] => Array ( [ID] => 54 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Последние материалы автора [ACTIVE] => Y [SORT] => 500 [CODE] => LATEST_NEWS_AUTHOR [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [PREW_IMG_ELEM] => Array ( [ID] => 55 [TIMESTAMP_X] => 2015-02-18 20:33:55 [IBLOCK_ID] => 2 [NAME] => Отображать картинку в детальном просмотре [ACTIVE] => Y [SORT] => 500 [CODE] => PREW_IMG_ELEM [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => да [DESCRIPTION] => [VALUE_ENUM_ID] => 41 [~VALUE] => да [VALUE_ENUM] => да [VALUE_XML_ID] => yes [VALUE_SORT] => 500 ) [RSS] => Array ( [ID] => 62 [TIMESTAMP_X] => 2015-04-07 17:10:29 [IBLOCK_ID] => 2 [NAME] => Выгружать в rss [ACTIVE] => Y [SORT] => 500 [CODE] => RSS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [HEADER_IMG] => Array ( [ID] => 64 [TIMESTAMP_X] => 2015-03-02 15:51:31 [IBLOCK_ID] => 2 [NAME] => Заголовок изображения [ACTIVE] => Y [SORT] => 500 [CODE] => HEADER_IMG [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [NEWS_COMPANY_CAP] => Array ( [ID] => 74 [TIMESTAMP_X] => 2015-08-19 11:54:52 [IBLOCK_ID] => 2 [NAME] => Новости компаний на главной [ACTIVE] => Y [SORT] => 500 [CODE] => NEWS_COMPANY_CAP [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [DATA_END_HOME] => Array ( [ID] => 75 [TIMESTAMP_X] => 2015-08-19 11:54:52 [IBLOCK_ID] => 2 [NAME] => Публиковать на главной (новости компаний) до [ACTIVE] => Y [SORT] => 500 [CODE] => DATA_END_HOME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => DateTime [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [QUESTION_NUMBER] => Array ( [ID] => 129 [TIMESTAMP_X] => 2016-06-24 14:08:19 [IBLOCK_ID] => 2 [NAME] => Количество карточек [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_NUMBER [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [QUESTION_NAME] => Array ( [ID] => 130 [TIMESTAMP_X] => 2016-08-03 13:28:58 [IBLOCK_ID] => 2 [NAME] => Заголовок (Карточки) [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [INT_NAME] => Array ( [ID] => 135 [TIMESTAMP_X] => 2016-04-06 18:51:50 [IBLOCK_ID] => 2 [NAME] => ФИО (Интервью) [ACTIVE] => Y [SORT] => 500 [CODE] => INT_NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [INT_QUOTE] => Array ( [ID] => 136 [TIMESTAMP_X] => 2016-04-06 18:51:54 [IBLOCK_ID] => 2 [NAME] => Цитата (Интервью) [ACTIVE] => Y [SORT] => 500 [CODE] => INT_QUOTE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [MEDIA] => Array ( [ID] => 137 [TIMESTAMP_X] => 2016-04-07 15:58:04 [IBLOCK_ID] => 2 [NAME] => Содержание [ACTIVE] => Y [SORT] => 500 [CODE] => MEDIA [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [SCENSE] => Array ( [ID] => 138 [TIMESTAMP_X] => 2016-04-08 18:32:43 [IBLOCK_ID] => 2 [NAME] => Тема сюжета [ACTIVE] => Y [SORT] => 500 [CODE] => SCENSE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [SCENSE_TOPIC1] => Array ( [ID] => 139 [TIMESTAMP_X] => 2016-04-11 17:38:44 [IBLOCK_ID] => 2 [NAME] => Материал по теме 1 [ACTIVE] => Y [SORT] => 500 [CODE] => SCENSE_TOPIC1 [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => A [SHOW_ADD] => N [MAX_WIDTH] => 0 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => N ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [INT_WHOIS] => Array ( [ID] => 140 [TIMESTAMP_X] => 2016-04-12 19:20:55 [IBLOCK_ID] => 2 [NAME] => WhoIs (Интервью) [ACTIVE] => Y [SORT] => 500 [CODE] => INT_WHOIS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [ANONCE] => Array ( [ID] => 143 [TIMESTAMP_X] => 2016-05-19 14:28:09 [IBLOCK_ID] => 2 [NAME] => Анонс для Главной страницы [ACTIVE] => Y [SORT] => 500 [CODE] => ANONCE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 3 [COL_COUNT] => 60 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [COMMENT_OFF] => Array ( [ID] => 144 [TIMESTAMP_X] => 2016-05-24 16:58:02 [IBLOCK_ID] => 2 [NAME] => Отключить Комментарии [ACTIVE] => Y [SORT] => 500 [CODE] => COMMENT_OFF [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [ASK_ANSWER] => Array ( [ID] => 145 [TIMESTAMP_X] => 2016-08-03 14:50:36 [IBLOCK_ID] => 2 [NAME] => Карточка [ACTIVE] => Y [SORT] => 500 [CODE] => ASK_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 2 [COL_COUNT] => 20 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 1 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 300 ) [HINT] => Следющая карточка появится после нажатия кнопки применить [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [INPAGE_OFF] => Array ( [ID] => 146 [TIMESTAMP_X] => 2018-08-15 14:52:15 [IBLOCK_ID] => 2 [NAME] => Отключить INPAGE [ACTIVE] => Y [SORT] => 500 [CODE] => INPAGE_OFF [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [DEBUG_ON] => Array ( [ID] => 157 [TIMESTAMP_X] => 2017-03-30 12:01:26 [IBLOCK_ID] => 2 [NAME] => Режим отладки [ACTIVE] => Y [SORT] => 500 [CODE] => DEBUG_ON [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [CP_ON] => Array ( [ID] => 160 [TIMESTAMP_X] => 2019-07-24 09:45:52 [IBLOCK_ID] => 2 [NAME] => Включить Пожертвования Изгелек [ACTIVE] => Y [SORT] => 500 [CODE] => CP_ON [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [LONGREAD] => Array ( [ID] => 174 [TIMESTAMP_X] => 2018-05-24 10:04:21 [IBLOCK_ID] => 2 [NAME] => Лонгрид [ACTIVE] => Y [SORT] => 500 [CODE] => LONGREAD [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [AUDIO] => Array ( [ID] => 176 [TIMESTAMP_X] => 2018-08-16 13:53:42 [IBLOCK_ID] => 2 [NAME] => Аудио файл [ACTIVE] => Y [SORT] => 500 [CODE] => AUDIO [DEFAULT_VALUE] => [PROPERTY_TYPE] => F [ROW_COUNT] => 1 [COL_COUNT] => 10 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => mp3, wav, midi, snd, au, wma [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [PREVIEW] => Array ( [ID] => 193 [TIMESTAMP_X] => 2019-03-29 13:44:21 [IBLOCK_ID] => 2 [NAME] => Разрешен предпросмотр [ACTIVE] => Y [SORT] => 500 [CODE] => PREVIEW [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [PODPIS] => Array ( [ID] => 194 [TIMESTAMP_X] => 2019-04-04 10:13:14 [IBLOCK_ID] => 2 [NAME] => Добавить подпись после статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PODPIS [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 30 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [VOICE] => Array ( [ID] => 198 [TIMESTAMP_X] => 2020-09-19 16:21:01 [IBLOCK_ID] => 2 [NAME] => Озвучка [ACTIVE] => Y [SORT] => 500 [CODE] => VOICE [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 5 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 1 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [DONATE_ON] => Array ( [ID] => 199 [TIMESTAMP_X] => 2019-07-24 09:49:33 [IBLOCK_ID] => 2 [NAME] => Включить Пожертвования Proufu [ACTIVE] => Y [SORT] => 500 [CODE] => DONATE_ON [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [ADVERT_OFF] => Array ( [ID] => 201 [TIMESTAMP_X] => 2019-10-23 12:50:09 [IBLOCK_ID] => 2 [NAME] => Отключить всю рекламу [ACTIVE] => Y [SORT] => 500 [CODE] => ADVERT_OFF [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [QUESTION_PODPIS] => Array ( [ID] => 202 [TIMESTAMP_X] => 2020-01-29 12:07:20 [IBLOCK_ID] => 2 [NAME] => Подпись (Карточки) [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_PODPIS [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 10 [COL_COUNT] => 100 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [VIDEO] => Array ( [ID] => 204 [TIMESTAMP_X] => 2020-02-14 15:46:32 [IBLOCK_ID] => 2 [NAME] => Видео [ACTIVE] => Y [SORT] => 500 [CODE] => VIDEO [DEFAULT_VALUE] => Array ( ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => video [USER_TYPE_SETTINGS] => Array ( [BUFFER_LENGTH] => 10 [CONTROLBAR] => bottom [AUTOSTART] => N [VOLUME] => 90 [SKIN] => [FLASHVARS] => [WMODE_FLV] => transparent [BGCOLOR] => FFFFFF [COLOR] => 000000 [OVER_COLOR] => 000000 [SCREEN_COLOR] => 000000 [SILVERVARS] => [WMODE_WMV] => windowless [WIDTH] => 720 [HEIGHT] => 420 ) [HINT] => [VALUE] => Array ( ) [DESCRIPTION] => [~VALUE] => Array ( ) [~DESCRIPTION] => ) [REPLACE_AUTHOR] => Array ( [ID] => 206 [TIMESTAMP_X] => 2020-07-15 09:43:26 [IBLOCK_ID] => 2 [NAME] => Заменить автора [ACTIVE] => Y [SORT] => 500 [CODE] => REPLACE_AUTHOR [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 50 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [vote_count] => Array ( [ID] => 207 [TIMESTAMP_X] => 2020-08-11 08:45:27 [IBLOCK_ID] => 2 [NAME] => Количество проголосовавших [ACTIVE] => Y [SORT] => 500 [CODE] => vote_count [DEFAULT_VALUE] => [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [vote_sum] => Array ( [ID] => 208 [TIMESTAMP_X] => 2020-08-11 08:45:27 [IBLOCK_ID] => 2 [NAME] => Сумма оценок [ACTIVE] => Y [SORT] => 500 [CODE] => vote_sum [DEFAULT_VALUE] => [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [rating] => Array ( [ID] => 209 [TIMESTAMP_X] => 2020-08-11 08:45:27 [IBLOCK_ID] => 2 [NAME] => Рейтинг [ACTIVE] => Y [SORT] => 500 [CODE] => rating [DEFAULT_VALUE] => [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [BLOCK] => Array ( [ID] => 210 [TIMESTAMP_X] => 2020-09-29 19:05:58 [IBLOCK_ID] => 2 [NAME] => Блокировка [ACTIVE] => Y [SORT] => 500 [CODE] => BLOCK [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [NON_LENTA] => Array ( [ID] => 211 [TIMESTAMP_X] => 2020-10-14 13:36:12 [IBLOCK_ID] => 2 [NAME] => Не публиковать в ленту [ACTIVE] => Y [SORT] => 500 [CODE] => NON_LENTA [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => Dolov [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) [LENTA_FAVORITE_OFF] => Array ( [ID] => 216 [TIMESTAMP_X] => 2021-02-16 11:42:36 [IBLOCK_ID] => 2 [NAME] => Снять закрепление [ACTIVE] => Y [SORT] => 500 [CODE] => LENTA_FAVORITE_OFF [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => DateTime [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [MATERIAL_TOPIC1] => Array ( [ID] => 58 [TIMESTAMP_X] => 2020-12-08 17:53:04 [IBLOCK_ID] => 2 [NAME] => Читайте также (Блок 1) [ACTIVE] => Y [SORT] => 501 [CODE] => MATERIAL_TOPIC1 [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => E [SHOW_ADD] => N [MAX_WIDTH] => 0 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => N ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [MATERIAL_TOPIC2] => Array ( [ID] => 60 [TIMESTAMP_X] => 2020-06-03 10:28:39 [IBLOCK_ID] => 2 [NAME] => Читайте также (Блок 2) [ACTIVE] => Y [SORT] => 501 [CODE] => MATERIAL_TOPIC2 [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => E [SHOW_ADD] => N [MAX_WIDTH] => 0 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => N ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [MATERIAL_TOPIC3] => Array ( [ID] => 61 [TIMESTAMP_X] => 2020-06-03 12:24:32 [IBLOCK_ID] => 2 [NAME] => Читайте также (Блок 3) [ACTIVE] => Y [SORT] => 501 [CODE] => MATERIAL_TOPIC3 [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => E [SHOW_ADD] => N [MAX_WIDTH] => 0 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => N ) [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [MATERIAL_TOPIC4] => Array ( [ID] => 76 [TIMESTAMP_X] => 2020-06-04 13:04:00 [IBLOCK_ID] => 2 [NAME] => Читайте также [ACTIVE] => Y [SORT] => 501 [CODE] => MATERIAL_TOPIC4 [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 2 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => EAutocomplete [USER_TYPE_SETTINGS] => Array ( [VIEW] => E [SHOW_ADD] => N [MAX_WIDTH] => 0 [MIN_HEIGHT] => 24 [MAX_HEIGHT] => 1000 [BAN_SYM] => ,; [REP_SYM] => [OTHER_REP_SYM] => [IBLOCK_MESS] => N ) [HINT] => [VALUE] => Array ( [0] => 0 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 0 ) [~DESCRIPTION] => Array ( [0] => ) ) [GALL_1] => Array ( [ID] => 66 [TIMESTAMP_X] => 2021-02-04 14:02:00 [IBLOCK_ID] => 2 [NAME] => Первый блок галереи [ACTIVE] => Y [SORT] => 800 [CODE] => GALL_1 [DEFAULT_VALUE] => [PROPERTY_TYPE] => F [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => jpg, gif, bmp, png, jpeg, webp [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [GALL_1_TITLE] => Array ( [ID] => 212 [TIMESTAMP_X] => 2021-02-04 12:15:03 [IBLOCK_ID] => 2 [NAME] => Подпись к первой галереи [ACTIVE] => Y [SORT] => 800 [CODE] => GALL_1_TITLE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 100 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [GALL_2] => Array ( [ID] => 67 [TIMESTAMP_X] => 2021-02-04 14:44:45 [IBLOCK_ID] => 2 [NAME] => Второй блок галереи [ACTIVE] => Y [SORT] => 801 [CODE] => GALL_2 [DEFAULT_VALUE] => [PROPERTY_TYPE] => F [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => jpg, gif, bmp, png, jpeg, webp [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [GALL_2_TITLE] => Array ( [ID] => 213 [TIMESTAMP_X] => 2021-02-04 12:51:21 [IBLOCK_ID] => 2 [NAME] => Подпись ко второй галереи [ACTIVE] => Y [SORT] => 801 [CODE] => GALL_2_TITLE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 100 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [GALL_3] => Array ( [ID] => 68 [TIMESTAMP_X] => 2021-02-04 14:44:45 [IBLOCK_ID] => 2 [NAME] => Третий блок галереи [ACTIVE] => Y [SORT] => 802 [CODE] => GALL_3 [DEFAULT_VALUE] => [PROPERTY_TYPE] => F [ROW_COUNT] => 1 [COL_COUNT] => 100 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => jpg, gif, bmp, png, jpeg, webp [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [GALL_3_TITLE] => Array ( [ID] => 214 [TIMESTAMP_X] => 2021-02-04 14:46:13 [IBLOCK_ID] => 2 [NAME] => Подпись к третьей галереи [ACTIVE] => Y [SORT] => 802 [CODE] => GALL_3_TITLE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 100 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [~VALUE] => [~DESCRIPTION] => ) [LENTA_FAVORITE] => Array ( [ID] => 155 [TIMESTAMP_X] => 2020-01-21 09:29:25 [IBLOCK_ID] => 2 [NAME] => Закрепление [ACTIVE] => Y [SORT] => 999 [CODE] => LENTA_FAVORITE [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 2 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM_ID] => [~VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => ) ) [DISPLAY_PROPERTIES] => Array ( ) [IBLOCK] => Array ( [ID] => 2 [~ID] => 2 [TIMESTAMP_X] => 28.04.2021 12:08 [~TIMESTAMP_X] => 28.04.2021 12:08 [IBLOCK_TYPE_ID] => news [~IBLOCK_TYPE_ID] => news [LID] => s1 [~LID] => s1 [CODE] => infoportal_news_s1 [~CODE] => infoportal_news_s1 [API_CODE] => [~API_CODE] => [NAME] => Уфа [~NAME] => Уфа [ACTIVE] => Y [~ACTIVE] => Y [SORT] => 10 [~SORT] => 10 [LIST_PAGE_URL] => / [~LIST_PAGE_URL] => / [DETAIL_PAGE_URL] => #SITE_DIR#/news/#SECTION_CODE_PATH#/#ID#-#CODE#/ [~DETAIL_PAGE_URL] => #SITE_DIR#/news/#SECTION_CODE_PATH#/#ID#-#CODE#/ [SECTION_PAGE_URL] => #SITE_DIR#/news/#SECTION_CODE_PATH#/ [~SECTION_PAGE_URL] => #SITE_DIR#/news/#SECTION_CODE_PATH#/ [PICTURE] => [~PICTURE] => [DESCRIPTION] => [~DESCRIPTION] => [DESCRIPTION_TYPE] => text [~DESCRIPTION_TYPE] => text [RSS_TTL] => 24 [~RSS_TTL] => 24 [RSS_ACTIVE] => N [~RSS_ACTIVE] => N [RSS_FILE_ACTIVE] => N [~RSS_FILE_ACTIVE] => N [RSS_FILE_LIMIT] => 0 [~RSS_FILE_LIMIT] => 0 [RSS_FILE_DAYS] => 0 [~RSS_FILE_DAYS] => 0 [RSS_YANDEX_ACTIVE] => N [~RSS_YANDEX_ACTIVE] => N [XML_ID] => infoportal_news_s1 [~XML_ID] => infoportal_news_s1 [TMP_ID] => 7257ccc260f1cc51ec9db69785361c45 [~TMP_ID] => 7257ccc260f1cc51ec9db69785361c45 [INDEX_ELEMENT] => Y [~INDEX_ELEMENT] => Y [INDEX_SECTION] => Y [~INDEX_SECTION] => Y [WORKFLOW] => N [~WORKFLOW] => N [BIZPROC] => N [~BIZPROC] => N [SECTION_CHOOSER] => L [~SECTION_CHOOSER] => L [LIST_MODE] => [~LIST_MODE] => [RIGHTS_MODE] => E [~RIGHTS_MODE] => E [SECTION_PROPERTY] => Y [~SECTION_PROPERTY] => Y [VERSION] => 2 [~VERSION] => 2 [LAST_CONV_ELEMENT] => 0 [~LAST_CONV_ELEMENT] => 0 [SOCNET_GROUP_ID] => [~SOCNET_GROUP_ID] => [EDIT_FILE_BEFORE] => /bitrix/php_interface/include/iblock_element_edit_before_save.php [~EDIT_FILE_BEFORE] => /bitrix/php_interface/include/iblock_element_edit_before_save.php [EDIT_FILE_AFTER] => [~EDIT_FILE_AFTER] => [SECTIONS_NAME] => Разделы [~SECTIONS_NAME] => Разделы [SECTION_NAME] => Раздел [~SECTION_NAME] => Раздел [ELEMENTS_NAME] => Новости [~ELEMENTS_NAME] => Новости [ELEMENT_NAME] => Новость [~ELEMENT_NAME] => Новость [PROPERTY_INDEX] => I [~PROPERTY_INDEX] => I [CANONICAL_PAGE_URL] => https://news/2-infoportal_news_s1/ [~CANONICAL_PAGE_URL] => https://news/2-infoportal_news_s1/ [REST_ON] => N [~REST_ON] => N [EXTERNAL_ID] => infoportal_news_s1 [~EXTERNAL_ID] => infoportal_news_s1 [LANG_DIR] => / [~LANG_DIR] => / [SERVER_NAME] => www.prufy.ru [~SERVER_NAME] => www.prufy.ru ) [SECTION] => Array ( [PATH] => Array ( [0] => Array ( [ID] => 125 [~ID] => 125 [CODE] => economika [~CODE] => economika [XML_ID] => [~XML_ID] => [EXTERNAL_ID] => [~EXTERNAL_ID] => [IBLOCK_ID] => 2 [~IBLOCK_ID] => 2 [IBLOCK_SECTION_ID] => [~IBLOCK_SECTION_ID] => [SORT] => 3 [~SORT] => 3 [NAME] => Экономика [~NAME] => Экономика [ACTIVE] => Y [~ACTIVE] => Y [DEPTH_LEVEL] => 1 [~DEPTH_LEVEL] => 1 [SECTION_PAGE_URL] => /news/economika/ [~SECTION_PAGE_URL] => /news/economika/ [IBLOCK_TYPE_ID] => news [~IBLOCK_TYPE_ID] => news [IBLOCK_CODE] => infoportal_news_s1 [~IBLOCK_CODE] => infoportal_news_s1 [IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [~IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [GLOBAL_ACTIVE] => Y [~GLOBAL_ACTIVE] => Y [IPROPERTY_VALUES] => Array ( ) ) ) ) [SECTION_URL] => /news/economika/ [META_TAGS] => Array ( [BROWSER_TITLE] => Жители Башкирии занимают под 555% годовых, чтобы распрощаться с кредитами [KEYWORDS] => [DESCRIPTION] => ) )

Жители Башкирии занимают под 555% годовых, чтобы распрощаться с кредитами

16:33, 09 октября 2018

| c3226

Чаще всего в долговую яму попадают те, кому банки отказывают в перекредитовании на погашение займов на 100-200 тысяч рублей.

Жители Башкирии занимают под 555% годовых, чтобы распрощаться с кредитами

Россияне, в том числе жители республики, не имея возможности расплатиться с банками, стали чаще обращаться в микрофинансовые организации, одалживая деньги под сотни процентов годовых на погашение займов.

Как сообщает finanz.ru, по итогам первого полугодия МФО зафиксировали 1,46 миллиона заявок на микрокредиты, целью которых было названо погашение банковских долгов.

По данным объединенного кредитного бюро, количество таких обращений, по сравнению с 2014 годом, взлетело в 12 раз, а сумма – в 6 раз, до 11,8 млрд рублей.

– В микрофинансовые компании, запрещенные в большинстве цивилизованных стран мира, люди идут от безысходности, – констатирует инвестиционный стратег «БКС Премьер» Александр Бахтин. – Как правило, речь идет о тех, кому банки отказывают в перекредитовании, и в основном за счет МФО гасятся займы на 100-200 тысяч рублей.

По данным МФО, средняя стоимость микрокредитов на рынке к концу второго квартала составила 555% годовых, снизившись на 21 % по сравнению с январем-мартом. До этого показатель повышался практически без остановок два года, устанавливая исторические рекорды из квартала в квартал.

Абсолютный рекорд – 576% годовых – был зафиксирован в первом квартале 2018 года.

– Кризис потребительских долгов неизбежен в условиях, когда объемы кредитования растут вдвое быстрее, чем доходы людей, – подчеркивает директор аналитического департамента «Локо-Инвест» Кирилл Тремасов.

По данным Центрального банка, за полгода банки выдали 1,1 триллиона рублей новых займов, увеличив портфель на 20%. При этом рост реальных зарплат составил 7,2%, а реальных доходов – 1,2%


Материал подготовила Алена Корж


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